Megha and her four year old had a deal of hugs on completing tasks. Every time Megha found her daughter completing a task she would give her a big hug. Hugs and hi-fives had become a favourite for her little one.  

One morning, while sipping a cup of tea Megha reads a disturbing headline: 3-year-old Sexually Assaulted By Uncle.

Isn’t it horrifying? 

Stories of abuse have taken a toll in today’s times. Blazing headlines from – ‘18 months old raped in Kolkata’ to ‘10 year old’s sketch send rapist uncle to jail’ are finding place in the papers at a pace that can shake one’s faith in humanity and terrify every parent. By an overwhelming majority, in most of these cases young children are assaulted by someone who is part of the household – uncle, cook, nanny, etc.

Being a mother of two young daughters, it was alarming for Megha to read such a horrific instance. It brought her to realize the importance of talking to the girls about being weary of an unhealthy touch. But a thought that echoed in her head was ‘aren’t they too young to be able to differentiate between right and wrong?’

While pre-schoolers undoubtedly are too young to clearly differentiate between right and wrong, they can be educated in the most simplest of ways to realise what makes them comfortable and uncomfortable. Below are some key points that can help every parent in taking necessary precaution of teaching their little ones the differences in good and bad touch. 

1) Familiarize them to their body parts from an early age of 1.5-2 years

2) Talk easy – choose a soft conversational tone that causally imparts the message

3) Clearly explain their private parts and that nobody is allowed to touch these

4) Clearly define the limits of politeness with strangers who make them feel uncomfortable or touch them in a bad way. Ensure to teach them to speak out loudly and confidently if anyone does so

5) Avoid unnecessary touch – drift away from traditions of the society and don’t force your child to hug/sit in the lap of every elder they greet

6) Reinforce the safe circle to your child

7) Most importantly, have conversations with your child every day and learn about their day to understand their reactions and interactions with different people

The safety of our children is undoubtedly the most important aspect of our life as parents. Let us empower them with the basic means of protecting themselves and communicating/sharing with us anything that makes them uncomfortable. 


“Is money important?” My 4-year-old cousin asked when my mother gave me some amount and asked me to safely deposit in the bank. I answered with a hearty “Yes.” I explained it to her simply telling her that her candies and toys are bought with money. At this she innocently said, my daddy has lots of money. He goes to ATM and it gives him lot of money. 

It was as if she just sees money easily withdrawn but doesn’t know where it comes from and how it becomes less on spending. Today when children get things so easily, they don’t really value money. It’s important to make them understand the concepts of saving and investing so they grew with smart financial habits.

One of the great way to teach them to save and spend is introducing pocket money. Here are some money lessons they will learn when they start saving with pocket money.

1. Discipline of saving money starts at young age

Children as young as two can be taught to put coins in the piggy bank just by telling them to feed the hungry pig by pushing coins through the slot. This will simply excite the child’s imagination.

2. Money doesn’t come from bank

Explain that you work to earn money, the bank is a place where you keep the money safe and ATM gives money that you saved.

3. No shortcut. Work for it

Whether you fix a pocket money or decide to link it to chores; let it be a nominal amount. Also see that you don’t pay them for their daily chores. You reward them when they do something exceptionally good. Say, for keeping the room tidy consistently over a period of week, for setting the table for dinner, making their bed etc.

4. Saving is cool 

Sit with your child and discuss what he/she wants to buy with the money that’s being saved. May be saving for a new toy, a gift for a dear one, special outing, an extra pair of shoe the child likes. Saving up for it motivates the child to save more money and wait until they have sufficient money.

5. Happiness doubles with sharing

Have your child set a portion aside for charity, nevertheless how little it is. It teaches a very important value of money i.e. it can be used to help people. 

6. Every penny counts

As your child’s math skills advances, once the piggy bank is full he/she can physically count the money in their piggy bank and know how much money they’ve saved. This brings a sense of achievement and also helps them appreciate that each penny counts

7. Live within your means

Allow your child to buy things independently so he/she becomes aware of relative price of things and determines what he/she can buy. This will give them a practical experience to manage finances; planning budgets before spending. 

8. Don’t hasten in spending all at once

Initially your child may just fritter his/her money away but when he/she learns that he/she has to wait until the next month or week to get their pocket money; they are sure to realize the power of saving.